Obamacare: Covering Some Americans, Some of the Time

obamadoctorOn September 9, 2009, President Barack Hussein Obama spoke before a Joint Session of Congress concerning his marvelous plan for state-run Healthcare in America. He said,

Now, if you’re one of the tens of millions of Americans who don’t currently have health insurance, the second part of this plan will finally offer you quality, affordable choices. (Applause.) If you lose your job or you change your job, you’ll be able to get coverage. If you strike out on your own and start a small business, you’ll be able to get coverage. We’ll do this by creating a new insurance exchange — a marketplace where individuals and small businesses will be able to shop for health insurance at competitive prices. Insurance companies will have an incentive to participate in this exchange because it lets them compete for millions of new customers. As one big group, these customers will have greater leverage to bargain with the insurance companies for better prices and quality coverage. This is how large companies and government employees get affordable insurance. It’s how everyone in this Congress gets affordable insurance. And it’s time to give every American the same opportunity that we give ourselves. (Applause.)

Now, for those individuals and small businesses who still can’t afford the lower-priced insurance available in the exchange, we’ll provide tax credits, the size of which will be based on your need. And all insurance companies that want access to this new marketplace will have to abide by the consumer protections I already mentioned. This exchange will take effect in four years, which will give us time to do it right. In the meantime, for those Americans who can’t get insurance today because they have preexisting medical conditions, we will immediately offer low-cost coverage that will protect you against financial ruin if you become seriously ill. (Applause.) This was a good idea when Senator John McCain proposed it in the campaign, it’s a good idea now, and we should all embrace it. (Applause.)

Now, even if we provide these affordable options, there may be those — especially the young and the healthy — who still want to take the risk and go without coverage. There may still be companies that refuse to do right by their workers by giving them coverage. The problem is, such irresponsible behavior costs all the rest of us money. If there are affordable options and people still don’t sign up for health insurance, it means we pay for these people’s expensive emergency room visits. If some businesses don’t provide workers health care, it forces the rest of us to pick up the tab when their workers get sick, and gives those businesses an unfair advantage over their competitors. And unless everybody does their part, many of the insurance reforms we seek — especially requiring insurance companies to cover preexisting conditions — just can’t be achieved.

And that’s why under my plan, individuals will be required to carry basic health insurance — just as most states require you to carry auto insurance. (Applause.) Likewise — likewise, businesses will be required to either offer their workers health care, or chip in to help cover the cost of their workers. There will be a hardship waiver for those individuals who still can’t afford coverage, and 95 percent of all small businesses, because of their size and narrow profit margin, would be exempt from these requirements. (Applause.) But we can’t have large businesses and individuals who can afford coverage game the system by avoiding responsibility to themselves or their employees. Improving our health care system only works if everybody does their part.

And while there remain some significant details to be ironed out, I believe — (laughter) — I believe a broad consensus exists for the aspects of the plan I just outlined: consumer protections for those with insurance, an exchange that allows individuals and small businesses to purchase affordable coverage, and a requirement that people who can afford insurance get insurance.

Regarding that whole promise of Universal Healthcare…Obama lied.

Yesterday, the Department of Health and Human Services announced that

A new report released today by the Department of Health and Human Services (HHS) shows that 56 percent, or nearly six in ten of the people who don’t have health insurance today may be able to get coverage through the Health Insurance Marketplace for less than $100 per month.

Beginning on October 1, individuals and families will have a new way to shop for coverage through the Health Insurance Marketplace. They’ll be able to compare their options using side-by-side information about price, quality and benefits. With one application they’ll be able to see if they qualify for premium tax credits or Medicaid that lower the costs of coverage right away. Coverage through the Marketplace starts as early as January 1, 2014.

“The health care law is making health insurance more affordable,” said HHS Secretary Kathleen Sebelius. “With more than half of all uninsured Americans able to get coverage at $100 or less, the health care law is delivering the quality, affordable coverage people are looking for.”

Of the 41.3 million individuals who are uninsured and eligible for coverage, 23.2 million (56 percent) may qualify for Medicaid, the Children’s Health Insurance Program, or tax credits to purchase coverage for $100 or less per month. The amount an individual will save on premiums depends on their family income and size. Today’s report uses data about family income and size from the Census Bureau’s American Community Survey to estimate the number of uninsured individuals who will qualify for lower costs on monthly premiums.

Today’s report also shows that if all 50 states took advantage of new options to expand Medicaid coverage, nearly 8 out of every 10 people (78 percent) who currently do not have insurance could be paying less than $100 a month for coverage under the Affordable Care Act. While some states are expanding their Medicaid programs in 2014, other states are not doing so. Under the health care law, states can receive 100 percent federal funding in 2014 to expand their Medicaid programs to cover people with incomes up to 133 percent of the federal poverty level. That’s about $15,800 a year for an individual, or about $32,500 for a family of four.

With less than half a month before Obamacare officially starts making all of our lives miserable on October 1st, Obama’s unwanted socialization of the greatest Healthcare System in the World looks as confused as its creator.

Several states have refused to fund his precious Healthcare Exchanges.

Plus, the nation has found out that Sarah Palin was right all along, as a codicil was found in this monstrous law, which cuts off eligibility for Cancer Treatment at the age of 76. So, if you are an otherwise healthy 77 year old, you are S.O.L….and you know what that means.

And then, there’s the fact that your doctor will be forced to ask you about your sex life, and will record all the lurid details, for Uncle Sugar to read, like an old magazine found in a truck stop men’s room.

Finally, the majority of Americans still want no part of this stupidly conceived and written intrusion into our daily lives.

Nearly 7 out of 10 voters are concerned about their personal health care under the Affordable Care Act and a majority wants to take the health care system back to 2009, according to the latest Fox News national poll.

The poll, released Tuesday, finds that 68 percent of voters are concerned about their health care under the new system. That includes 43 percent “very” concerned and another 25 percent “somewhat” concerned.

The number feeling concerned is more than twice that of those who are unworried (31 percent).

Even a 56-percent majority of Democrats feels concerned (31 percent “very” concerned). By comparison, 72 percent of independents and 77 percent of Republicans feel that way. …

To summarize: On October 1st, Americans will be saddled with a Healthcare System nobody wants, and which is not even ready to be implemented, in the first place.

Heckuva job, Barry!

Until He Comes,

KJ

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